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2018 Business Owner's Guide


Leverage the latest tax law changes to increase wealth.

Life Insurance: All You Need To Know About Non-Working Spouse

In this episode, John continues his series on the Wealth Curve Blueprint. Continuing a mini-series on life insurance, he discusses life insurance coverage for a spouse who does not work or who works part-time.

John is the author of 5 Ways Your Wealth is Under Attack. He has lectured at various educational institutions such as John Hopkins, Haas School of Business, UC Berkeley and UNC Chapel Hill. He has consecutively received the Five StarSM Wealth Manager Award since 2011, and is the former president and chairman of the Rotary Club of Red Bank Foundation.

John’s strength lies in his ability and commitment to continually improve the level and quality of the financial planning process. His macro view approach and dedication to his clients’ growth involves an evolving strategy that strives to meet the demands, desires, and needs of his clients in a continually changing economic environment.

Don’t miss John’s key points:

  • Spouses who work part time or who do not work have insurability interest, which should be maximized.
  • Consider the value of the unpaid work done by a spouse who spends much of their time raising children: driving them to and from school, overseeing homework and music practice, driving them to their activities, preparing meals, keeping the household in order.
  • Were your family to lose that, you lose all of that labor.
  • If you try to make up some of that yourself, you lose income and income potential.
  • Making sure that your non-working or part-time working spouse has the maximum amount of coverage based upon your coverage is a fundamental of good planning.
  • It allows you to keep your future obligations: college, paying off debts, weddings, bar mitzvahs and bat mitzvahs, sweet sixteens, and all the other things that you want to do for your kids.

For details, listen above. Although it would surely be a tragedy were something to happen to your spouse, from a financial perspective it does not have to be a crisis—if you have good planning. We want to help you with that, so go to smallwoodassociates.com and request “let’s get started,” or call us at (800) 797-1000. Ask to set up a Wealth Curve conversation. It’s free, with no obligation. We look forward to speaking with you.

Are you ready to increase your profit growth by 25%? John will show you how in the 2018 Business Owner’s Guide To Maximizing Your Benefits From The 2017 Tax Cuts.

Click here to get your complimentary copy.

2018 Small Business Guide To Maximizing Tax Cuts

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