How to Make the Most of Ordinary Dividends


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5 Ways Your Wealth Is Under Attack Book John Smallwood


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The 19 Sources of Retirement Income: Ordinary Dividends

Welcome to the Wealth under Pressure Podcast. John Smallwood identifies key areas of pressure on your wealth and strategizes with you to reduce it.

In this episode, John continues to discuss the 19 Sources of Retirement Income. He explains ordinary dividends, and the benefit of owning them as an individual, in addition to whatever stocks are part of your IRA or 401K.

John is the author of 5 Ways Your Wealth is Under Attack. He has lectured on financial planning at various faculties. He has also received the Five StarSM Wealth Manager Award for 2011-2016. 

His dedication to his clients’ growth involves an evolving strategy. His focus is to meet the desires and needs of his clients in a changing economic environment.

Don’t miss John’s key points:

  • Dividends come from owning stock in a company.
  • Also, dividends pay to shareholders in regular intervals.
  • Furthermore, a strong dividend yield provides the income stream that you want as one of your sources of retirement income. This is apart from your investment accounts.
  • It’s important that your dividend yield comes from both qualified dividends and ordinary dividends. This refers to the way they are taxed: Ordinary dividends are taxed as ordinary income.

And more:

  • All dividends are ordinary unless they are specifically designated “qualified.” Examples of ordinary dividends are:
    • Real Estate Investment Trusts (REITs), traded publicly
    • Master Limited Partnerships (MLPs)
    • Hedge funds
    • Employee stock options
  • Having both qualified and ordinary dividends from many different types of companies in different industries and countries gives you a resilient income stream. Therefore, that income stream will be more tax-efficient than if your dividend income is from one source or one type.

We want you to accumulate as many of the 19 Sources of Retirement Income as you can. Investing in stocks as an individual gives you a separate stream of income from your retirement accounts. It can protect your plan from unforeseen events.

For more, listen above. Then visit us at smallwoodassociates.com and click the “let’s get started” button. You can connect with us on social media. too.

Call us at (800) 797-1000 to set up a free, no-obligation phone call.

Let’s diversify your income streams for retirement.

Talk to a Smallwood Wealth Management Financial Advisor

No Cost, No Obligation.

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To go deeper on the insights from Smallwood Wealth Management, request your FREE COPY of 5 Ways Your Wealth Is Under Attack 

Everyone is impacted by these 5 problems. The question is, how big are yours? What impact do they have on your wealth potential? CLICK HERE TO GET THE BOOK

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