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2018 Business Owner's Guide


Leverage the latest tax law changes to increase wealth.


In this savings episode, John explains the many ways to save, and the proper amounts to save based on your income. He emphasizes its place as the foundation for your financial plan.

John is the author of 5 Ways Your Wealth is Under Attack. He has lectured extensively on financial planning. He has received the Five StarSM Wealth Manager Award for 2011, 2012, 2013, 2014, 2015 and 2016.

John’s strength lies in his ability and commitment to continually improve the level and quality of the financial planning process. His dedication to his clients’ growth involves an evolving strategy that strives to meet the demands, desires, and needs of his clients in a continually changing economic environment.

Don’t miss John’s fundamentals of savings:

  • Think of yourself as a business—savings is a way to invest in yourself.
  • You can save money and still grow your wealth over time.
  • If you’re not putting away a certain amount of money every single year as a percentage of your salary, there are multiple pressures that will quickly erode whatever you’ve accumulated.
  • The first step is to be truthful about where all of your money is going. Even if you currently have a negative savings rate, you can still reach the goal of establishing a positive savings rate and growing your wealth.
  • There are tried and true formulas to help you establish a healthy savings rate, and they can be tailored to your family’s needs.
  • Part of your long-term goal should be to have about 50% of your annual expenses in short-term savings to preserve liquidity.
  • One way to save is to check your financial plan for “leaks”—places where your money is being petered away due to poor structure.


Listen to this episode to find out how to check your financial plan for leaks, and how to establish your appropriate savings rate. Sit down and talk with us: make an appointment here or by calling 732-542-1565.

Are you ready to increase your profit growth by 25%? John will show you how in the 2018 Business Owner’s Guide To Maximizing Your Benefits From The 2018 Tax Cuts.

Click here to get your complimentary copy.

2018 Small Business Guide To Maximizing Tax Cuts


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Talk to a Smallwood Wealth Management Financial Advisor

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Everyone is impacted by these 5 problems. The question is, how big are yours? What impact do they have on your wealth potential? CLICK HERE TO GET THE BOOK